Life insurance through superannuation in Australia: how it works
Many Australians have life insurance inside their super fund, sometimes without realising how it works. This guide explains default cover, premiums, beneficiaries, claims and key limitations to consider before relying on insurance through superannuation. - read more
The Role of Life Insurance in Retirement Planning
Retirement planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. It includes identifying income sources, estimating expenses, and implementing a plan to manage the savings and investments required to fund your future. Successful retirement planning involves a thoughtful approach to savings and a clear understanding of how different financial strategies interplay. - read more
How much life insurance do I need in Australia?
Estimate a suitable life insurance cover amount by working through debts, income replacement, dependants, future expenses and existing resources. This guide explains a practical Australian framework for families, mortgage holders and income earners. - read more
Life Insurance for Millennials: Preparing for the Future
Imagine this: you’re a young professional establishing your career, managing student loans, and possibly even thinking about buying a home. Amidst all these financial responsibilities, life insurance may seem like something to worry about much later. However, even at a young age, securing life insurance can be a vital step towards protecting your financial future. - read more
I’ve always assumed “level” meant predictable, not necessarily fixed, so this is a bit of a wake-up call for anyone with life insurance. Makes me wonder how clearly those repricing clauses are explained upfront, because they’re easy to miss in the paperwork.