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Insurance News

Hostplus and MetLife Strengthen Partnership to Enhance Member Insurance Benefits

10 Jun 2026: Paige Estritori

Hostplus, a prominent Australian superannuation fund, has announced the extension of its group insurance partnership with MetLife Australia until June 2028. This renewed collaboration aims to elevate servicing models across claims and underwriting, ultimately delivering stronger outcomes for Hostplus members. - read more

Innovative TPD Insurance Products Launched to Address Affordability and Sustainability

10 Jun 2026: Paige Estritori

In response to mounting affordability and sustainability pressures in the Total and Permanent Disability (TPD) insurance market, several Australian insurers have introduced innovative product options designed to better meet the evolving needs of consumers. - read more

Regulators Call for Action on TPD Insurance Amid Rising Mental Health Claims

26 May 2026: Paige Estritori

In a recent joint CEO roundtable held on 15 April 2026, the Australian Prudential Regulation Authority (APRA) and the Australian Securities and Investments Commission (ASIC) convened with senior representatives from 19 life insurers and reinsurers to discuss the escalating pressures on Total and Permanent Disability (TPD) insurance products. The primary concern addressed was the significant increase in mental health-related claims, which are becoming more frequent and complex, thereby impacting both the affordability and sustainability of TPD insurance. - read more

HESTA Announces Significant Insurance Fee Reductions and Enhanced Member Protections

26 May 2026: Paige Estritori

HESTA, a leading Australian superannuation fund, has announced a series of changes aimed at providing more accessible and affordable insurance cover for its members. Effective from 1 July 2026, these changes include an average 12% reduction in insurance fees across all cover types, as well as enhanced protections during pregnancy and improved processes for applying for insurance cover. - read more

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Life Insurance Articles

Life Insurance 101: Things You Need To Know

Life insurance is a contract between you and an insurer that promises to pay a designated beneficiary a sum of money upon your passing. It serves as a safety net, ensuring that your loved ones are financially secure even after you are no longer around to provide for them. - read more

How Life Insurance Can Secure Your Mortgage

Picture this: You and your family have just moved into your dream home. It’s a space filled with hope and countless plans for the future. But, amidst the excitement of homeownership, have you paused to consider the 'what ifs'? Unforeseen circumstances can threaten the security of your family's biggest asset—their home. - read more

Understanding Life Insurance: A Guide for Young Families

Life insurance might not be the first thing on your to-do list as a young family, but it plays a crucial role in safeguarding your future. By understanding the importance of life insurance, you can make informed financial decisions that benefit your loved ones in the long run. - read more

The Role of Life Insurance in Retirement Planning

Retirement planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. It includes identifying income sources, estimating expenses, and implementing a plan to manage the savings and investments required to fund your future. Successful retirement planning involves a thoughtful approach to savings and a clear understanding of how different financial strategies interplay. - read more

Knowledgebase

Coinsurance:
A percentage of the cost of a covered healthcare service that you pay after you have paid your deductible.

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